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How to Pay for Home Care

Vouchers, Benefits, and Insurance

How to Get Home Care Paid For

Personalized SC dementia home care for senior woman

Available Options for Getting Home Care Paid For

There are several options available to help with the cost of in-home care services. From local community voucher programs to VA benefits and long-term care insurance, there are resources to make home care more affordable for you and your loved ones. Below are some programs you can take advantage of.

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Your Options For More Affordable Home Care

Community Voucher Program: Central Midlands Area Agency on Aging (Richland County)

The Central Midlands Area Agency on Aging offers respite vouchers for unpaid caregivers who provide at-home care for their loved ones. These vouchers can be used to hire approved agencies, such as RetireEase, to assist with daily care, giving caregivers much-needed relief.

Eligibility Examples:

Caregivers aged 60+ caring for someone aged 60+ with health concerns
Caregivers supporting a loved one with Alzheimer’s or dementia (doctor’s note required)
Grandparents or relatives aged 55+ raising children under 18

Program Details:

Funds must be used within 90 days, with possible annual renewal.
Applicants may be placed on a waiting list when demand is high.
Serving Richland County and nearby areas.

Community Voucher Program: Santee-Lynches Area Agency on Aging (Kershaw County)

The Santee-Lynches Family Caregiver Support Program provides financial assistance to family caregivers.

Program Highlights:

Caregivers may receive up to $2,000 per year in assistance.
Funds can be used for in-home care services or caregiver supplies, such as incontinence products, nutrition supplements, or mobility aids.
Serving Clarendon, Kershaw, Lee, and Sumter counties.

RetireEase accepts these vouchers directly, billing the agencies, so there’s no need for family reimbursement.

VA Benefits

RetireEase is an Optum-authorized provider, helping veterans and their surviving spouses access VA-funded in-home care services. We assist with the eligibility verification and the application process, making it easier to get the care you deserve.

Long-Term Care Insurance

If you have long-term care insurance, RetireEase can help you manage your policy, file claims, and use your benefits for personal or companion care services. We’ll guide you through every step of the process to ensure that your coverage helps pay for the care you need.

Checklist off to the side:

Checklist (Other Support Services)
Through the Central Midlands Area Agency on Aging, additional support services may be available to help ease caregiving:

Information, Referral & Assistance: Access to local senior and disability resources.
Legal Assistance: Free legal services for seniors aged 60+ via South Carolina Legal Services.
Advance Directives Assistance: Help with living wills and healthcare power of attorney forms.
Ombudsman Program: Support and advocacy for long-term care residents.

In-Home Service Assessments: Evaluate needs for homemaker services, home-delivered meals, personal care, and wellness programs.

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Let Us Help You Apply for Funding and Support

Navigating these programs can be confusing, but RetireEase is here to guide you. Our team can help you determine which programs you qualify for and walk you through the application process.

CALL (803) 408-1500 Meet With Our Team